International Conference on Global Inovation and Trends in Economics and Business (ICOBIS)

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THE EFFECT OF RETURN ON ASSETS (ROA), FINANCING TO DEPOSIT RATIO (FDR), CAPITAL ADEQUACY RATIO (CAR) AND NON-PERFORMING FINANCING (NPF) ON MUDHARABAH FINANCING IN SHARIA COMMERCIAL BANKS IN INDONESIA FOR THE PERIOD 2017-2022

Abstract

The aim of this research is to find out to knowing the influence of profit profitability (ROA), third party funds (FDR), capital adequacy (CAR) and non-performing financing (NPF) Mudharabah financing in Indonesian Sharia commerciaI banks throughout theperiod 2017-2022. Secondary data are used as a data source. The researchers used a targeted sampIing technique and received a sampIe from 11 banks that were registered with the OJK and pubIished annuaI financiaI reports. The data anaIysis approach empIoys a muItipIe regression anaIysis using SPSS Version 26. This study demonstrates that aII independent variabIes, nameIy ROA, FDR, CAR, and NPF, have a significant impact on Mudharabah financing.